The Fund recognizes that shareholders expect an exceptional level ofPrivacy in their financial affairs and assures the confidentiality of personal information provided to it.
The information the Fund collects is limited to what it believes is necessary or useful to conduct the Fund’s business; administer shareholder records, accounts and funds; to comply with laws and regulations; and to help the Fund design or improve products and services. The Fund collects non-public personal information about its shareholders from information it receives from shareholders on applications or other forms, as well as from information about shareholders’ transactions with the Fund.
Some of this information may be disclosed to non-affiliated third parties who provide non-financial services to the Fund such as our transfer agent, to administer shareholder accounts and mail transaction confirmations and tax forms, and the mailing house the Fund utilizes for mailing shareholder reports. Disclosing this information enables the Fund to meet customers’ financial needs and regulatory requirements. These third parties act on the Fund’s behalf and are obligated to keep the information the Fund provides to them confidential and to use the information only for the purposes authorized. The Fund does not disclose any non-public personal information about current or former shareholders to anyone, except as permitted by law. The Fund does not share information with its affiliates in order for the affiliate to market to you.
To protect shareholders’ non-public personal information, the Fund permits access to it only by authorized employees and maintains security practices and procedures to safeguard such information.