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Disclosure: 
Performance data quoted represents past performance and does not guarantee future results. The investment return and principal value of an investment will
fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Investment performance, current to the most recent
month-end, may be lower or higher than the performance quoted, and can be obtained by calling the Shareholder Services Office at (800) 531-5142.
Any tax or legal information provided is merely a summary of our understanding and interpretation of some of the current income tax regulations and is not exhaustive. Investors must consult their tax adviser or legal counsel for advice and information concerning their particular situation. Neither the Fund nor any of its representatives may give legal or tax advice.
After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of sate and local taxes.
Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. In particular, after-tax returns are not relevant to investors who
hold their shares through tax-deferred arrangements, such as 401 (k) plans or individual retirement accounts.
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